Credit Card

Types of Credit Cards

• Cashback Credit Card – Earn cashback on daily purchases.
• Rewards Credit Card – Earn reward points redeemable for gifts, vouchers, or travel.
• Travel Credit Card – Free lounge access, flight discounts & travel benefits.
• Shopping/Lifestyle Credit Card – Discounts on dining, fashion, movies & online shopping.
• Fuel Credit Card – Fuel surcharge waiver & reward points on petrol/diesel.
• Business Credit Card – Designed for entrepreneurs for business expenses.
• Lifetime Free Credit Card – No joining or annual fee.

Required Documents

• Aadhaar Card / PAN Card
• Passport-size photos
• Income proof (salary slip, ITR, or bank statements)
• Address proof (Aadhaar, utility bill, rent agreement)
• Business proof (if self-employed)

Benefits of Credit Cards

• Builds & improves credit score
• Earn cashback and reward points
• Free airport lounge access (selected cards)
• Easy EMI conversion
• Discounts on shopping, dining & entertainment
• Zero-cost fuel payments on select cards
• Secure online purchases with OTP protection

Applications

• Online shopping & bill payments
• Travel booking – flights, hotels
• Emergency payments
• Fuel payments
• Daily grocery & lifestyle spending
• Business and office expenses