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Property Loan

Property Loan

A Property Loan (Loan Against Property) allows you to borrow money by mortgaging your residential, commercial, or industrial property. It offers high loan amounts, long repayment tenure, and low interest rates, making it ideal for business expansion, personal needs, education, or medical expenses.

Key Features

  • Loan amount up to 80% of property market value
  • High loan limit starting from 1;5 Lakhs to 1;5 Crore+
  • Long repayment tenure up to 15 years
  • Low interest rates for salaried & self-employed
  • Funds can be used for any personal or business purpose
  • Quick processing with minimal documentation
  • Balance transfer facility with top-up option

Required Documents

  • Aadhaar Card PAN Card
  • Latest 6 months bank statements
  • Salary slips (salaried)
  • ITR & financial documents (self-employed)
  • Address proof (electricity bill, rent agreement etc.)
  • Property papers Sale Deed, Tax Receipt, Map, Chain Documents

Benefits of Property Loan

  • Lower interest rates than personal loans
  • Higher loan amount based on property value
  • Flexible repayment options
  • Use funds for business, personal or emergency needs
  • Longer tenure means lower EMI

Applications

  • Business expansion or working capital
  • Home renovation or construction
  • Education or marriage expenses
  • Medical or emergency financial needs
  • Debt consolidation or loan takeover

Select Your States for Property Loan